ABSTRACT
The Nigerian banking sector plays a major role in economic development in any country. These they do, through financial intermediation and other banking functions to encourage real sector or innovate productive activities. However, distress in banking sector cannot be totally erased because like other forms of businesses, risks are involved. In combating this, the central bank of Nigeria served as the apex in the banking sector and performs regulatory and supervisory activities to create and sustain confidence in the banking sector, in the public, government, owners and the economy. For proper supervision and monitoring regulatory activities due to various reforms in the banking sector, the Nigeria deposit insurance corporation was established to provide complimentary functions with the central bank in sanitizing the banking sector. However, their major function was to insure all deposit liabilities of banks so that confidence can be installed in the banking sector.
TABLE OF CONTENTS
Title page
Certification
Dedication
Acknowledgement
Abstract
Table of contents
CHAPTER ONE
1.0 Introduction 1
1.1 Background of the study 1
1.2 Justification of the study 11
1.3 Objective of the study 12
1.4 Problem of the study 14
1.5 hypothesis of the study 15
1.6 Scope of the study 16
1.7 Definition of Terms 17
1.8 Organization of the study 19
CHAPTER TWO
2.0 LITERATURE REVIEW 22
2.1 The role of banks in economic development 22
2.2 Financial distress 27
2.3 Deposit insurance scheme in Nigeria 42
2.4 The Nigerian insurance cooperation 53
2.5 Other sub- committees of financial
sector in Nigerian banking system
CHAPTER THREE
3.0 RESEARCH METHODOLOGY
3.1 Introduction
3.2 Type of data used
3.3 Sampling method
3.4 Method of data collection
3.5 Methods of data analysis
CHAPTER FOUR
4.0 DATA PRESENTATION AND ANALYSIS
4.1 Introduction
4.2 The period before the operation of NDIC (1984-1988)
4.3 Analysis of Regression Technique
4.4 Computation of correlation co-efficient showing the
degree of positive or negative relationship
CHAPTER FIVE
5.0 SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 Summary
5.2 Conclusion
5.3 Recommendations
REFERENCES